MoneyHelper Budget Planner

MoneyHelper is a UK government-backed financial guidance service launched in 2021 by the Money and Pensions Service (MaPS). It was created to bring together three trusted services—The Money Advice Service, The Pensions Advisory Service, and Pension Wise—into one accessible, unified platform. Designed to support people at every stage of life, MoneyHelper offers free, impartial advice on budgeting, savings, pensions, debt, and more.

As a public service, MoneyHelper doesn’t promote any financial products or providers. Instead, it empowers individuals with clear information, interactive tools, and personalised guidance to help them make confident money decisions. One of its most used features is the Budget Planner, a practical, user-friendly tool that helps people take control of their income and expenses.

Unlike many commercial platforms, MoneyHelper’s mission is rooted in public interest—providing trustworthy and inclusive financial support for everyone, regardless of income or circumstance. It serves as a central hub for those seeking to improve their financial well-being, avoid problem debt, plan for retirement, or simply understand their options more clearly.

Operating nationwide and accessible online or by phone, MoneyHelper is a cornerstone of financial education in the UK—trusted, informative, and completely free to use.